Oregon Tiny Home Grant With Dream Savers NeighborWorksUmpqua!

In Oregon Tiny Home Grant!, Workforce Housing by Janet Thome

First Tiny Home Built With IDA Grant Funds In Oregon

Dave Bates, the builder has just completed a cabin for a great customer who had all the stars aligned to help him, because he is an Oregon resident and he discovered a grant program that was able to help him with his down payment! It is available in the entire state of Oregon and it is such a wonderful opportunity. This is a grant and HE DOES NOT HAVE TO PAY IT BACK! . This cabin was the first tiny home funded by this program and they will be filming a video on the cabin after it arrives which will be soon.

This is such exciting news for so many deserving people who just need a little help. A lot of our customers have great credit and they cannot wait to get to get started on their tiny home and the only thing that is holding them back is getting the money down. Help is here for Oregon residents that qualify.

Dream Savers NeighborWorksUmpqua

The program is being offered by NeighborWorks Umpqua, a private rural 501(c)(3) organization established in 1991 to develop affordable housing for low and moderate income residents in Douglas County Oregon.

They  began as Umpqua Community Development Corporation, with thedevelopment of the first affordable multi-family rental housing complex in nearly 20 years. In 1999, theyadded community-based economic development to theirmission.  In addition, we expanded our service area to include Coos and Curry counties.

In our 20+ years, they have met the housing and economic goals by creating five major business lines which overlap:

  • Affordable Housing Development
  • Education, Training, and Homeowner Assistance
  • Economic Development
  • Community Development
  • Asset and Property Management

Do you qualify for Dream$avers?

You may qualify for the Dream$avers program if you are:

  • 12 years or older
  • An Oregon resident
  • A member of a household that meets the income and net worth limits requirements
  • Willing and able to save for 6 months to 36 months
  • Living within our 10-county Dream$avers service area

The Program Matches Your Savings 3 to 1

If a bank offered to match your savings 3 to 1 would you make a deposit? Of course! That’s why NeighborWorks Umpqua has a program that does exactly that…quadruples your money if you’re saving for college, starting a business, enrolling in a job training program, or buying a home.

Dream$avers is an Individual Development Account or IDA program designed to help Coos, Curry and Douglas County residents reach for a brighter future. You may also qualify for Dream$avers if you’re saving money to repair and maintain your home.  can help you work towards your dream by matching every dollar you save, up to $3,000, with another $3 dollars.

Imagine how fast even a small monthly deposit will add up when your money is quadrupled! Think about turning your $3,000 into $9,000 with an IDA from NeighborWorks Umpqua. In addition, as a Dream$aver you receive education and training to help you meet your financial goals, start a business, plan your career, or purchase or repair a home.

What Are Your Dreams ?

The program is not just for home buyers, they help other dreams as well.

Do you have a savings goal?

To become a Dream$aver, you must have a goal to:

Do you have a savings goal?

To become a Dream$aver, you must have a goal to:

  • Go to college
  • Get job training
  • Become employed
  • Get a better job
  • Buy a home
  • Start a business
  • Repair a home

Bank To Loan Up To 80%

A great addition to this news is we have a bank that will loan up to 80% after the cabin is constructed in Oregon, Wa, Ca, Utah and Idaho, it will be a 5 to 10 year loan. Contact me for more details.

75% Tax Credit On Your State Tax Return

Would you like to help fund this program? The Individual Development Account (IDA) Initiative is supported by funding from the Oregon IDA Tax Credit. The Oregon IDA Tax Credit allows you to fund this program and get back a 75% credit on your state tax return.

FAQ

Thank you so much , Joseph for sharing this program with me and others that will be overjoyed to have this opportunity!

Press Release

Dream Savers NeighborWorksUmpqua

Request A Quote

janet@tinyportablecedarcabins.com

509 770 1694

509 345 2013

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